https://federalsoup.org/community/retirement-planning/ federalsoup Discussion Board en-US Thu, 23 Apr 2026 11:23:09 +0000 wpForo 60 https://federalsoup.org/community/retirement-planning/is-an-external-ira-rollover-into-tsp-re-characterized-for-tax-purposes/ Wed, 20 Mar 2024 13:56:40 +0000 Hello,
In Maryland, they are starting to NOT tax distributions from the TSP (total state tax free 401k/pension distributions via MD Retirement Tax Elimination Act), but WILL tax distributions from an IRA. If I move most of my money from the TSP to a fideility IRA (for better returns) and then, years later, move the fidelity ira back into the TSP, will I be able to withdraw the money from the TSP with the same Maryland tax free status? OR, are there any re-characterizations of the money that take place upon the TSP money since it once existed in the external IRA?

]]> Retirement Planning kedward777 https://federalsoup.org/community/retirement-planning/is-an-external-ira-rollover-into-tsp-re-characterized-for-tax-purposes/